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Executive Order 14393

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Executive Order 14393
Great Seal of the United States
Long titlePromoting Access to Mortgage Credit
Legislative history
  • Signed into law by President Donald Trump on March 13, 2026

Executive Order 14393, titled Promoting Access to Mortgage Credit, is an executive order signed by President Donald Trump on March 13, 2026.[1][2][3] The order establishes a federal policy to improve the availability and affordability of mortgage credit by reducing regulatory burdens, particularly for community and smaller banks, and directs federal agencies to consider reforms to mortgage lending, supervision, and housing finance systems.[4][5]

Background

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The order was issued as part of broader administration efforts to address housing affordability, including measures to reduce regulatory barriers affecting homebuilding and mortgage lending.[6] The order followed concerns that regulatory changes in mortgage lending had increased costs, reduced participation by community banks, and limited access to credit for some borrowers.[7]

References

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  1. ^ "Promoting Access to Mortgage Credit". Federal Register. 2026-03-18. Retrieved 2026-04-11.
  2. ^ Heeb, Gina (2026-03-13). "Trump Targets Housing Affordability in New Executive Orders". The Wall Street Journal. Retrieved 2026-04-11.
  3. ^ Subramanian, Courtney; O'Donnell, Katy (2026-03-13). "Trump Signs Orders Aimed at Easing Mortgage Access, Home Costs". Bloomberg. Retrieved 2026-04-11.
  4. ^ "Promoting Access to Mortgage Credit". The White House. 2026-03-13. Retrieved 2026-04-11.
  5. ^ Kaysen, Ronda (2026-03-14). "Trump Issues Executive Orders to Tackle Housing Supply, Demand". The New York Times. ISSN 0362-4331. Retrieved 2026-04-11.
  6. ^ "Trump signs two executive orders aimed at boosting home ownership". Reuters. 2026-03-13. Retrieved 2026-04-11.
  7. ^ "Fact Sheet: President Donald J. Trump Promotes Access to Mortgage Credit". The White House. 2026-03-13. Retrieved 2026-04-11.