See the following links for: Medication Guide & Safety Information
The more I look around, the more I’m realizing something weird about investing in Canada:
The ‘safe’ path doesn’t feel safe anymore.
High‑interest savings? ....Inflation eats it.
GICs? ...Rates drop and you’re stuck.
Housing? ... LOL Out of reach for half the country.
Blue‑chip Canadian stocks? Great… until they move 1% in a year.
Bonds? ...2022 humbled everyone.
It feels like the old Canadian formula... work hard, save, buy a house, invest conservatively — just doesn’t work the way it used to.
Meanwhile, people taking calculated risks (side businesses, U.S. equities, alternative assets, etc.) seem to be getting ahead faster than the people doing everything ‘right.’
Do you think the traditional Canadian wealth‑building playbook is dead… or just evolving?
Hello everyone,
Still new to canadian investing. I am 38M and i have my TFSA and FHSA maxed out. I still hae 8000$ room in RRSP and i have not yet opened a non-registered account as i am not very proficient in trading. I want to learn options and margins, but i am risk averse and not very confident as i have built my savings in last 5 years after immigrating here. I am more in ETF indexing- VFV, XEQT, etc. I did miss the train buying Gold in 2023 and since then it has skyrocketed, until now.
My Question- i have 8000$ room in RRSP. I want to make about 2.5% allocation in bitcoin etf like FBTC and another 2.5% in Gold through wealthsimple commodities. I am wondering if investing in RRSP will be a wise choice for these two assets or should i look into non-registered account. I read about loosing compounding potential in RRSP if invested in Gold and also Bitcoin cryptocurrrency is not an eligible asset to be traded under RRSP. Is it true for ETFS like FBTC, IBIT also? Can somone with more experience shed some light here and advise what would be best way to go around this.
